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5 Ways to Build A Successful Emergency Fund

5 Ways to Build A Successful Emergency Fund

Few people get through their entire lives without experiencing a financial emergency. You might be fortunate enough to never have to deal with the aftermath of a hurricane, tornado or earthquake, but when you’re living on a tight budget, something as simple as a broken water heater or car trouble can be hard enough to… Read More >>

Tips for Getting Out of Debt and Staying Out for Good

Tips for Getting Out of Debt and Staying Out for Good

If you’re unable to pay your regular bills, than credit card debt can’t be paid off either. So it grows. The debt snowballs and before you know it you’re wondering if you can ever get out. Let’s take a look at some proven steps for getting out of debt and staying there. Read More >>

How to Boost Your Credit Score in Six Months or Less

How to Boost Your Credit Score in Six Months or Less

Unfortunately, your credit score is a major part of your financial life. Whether you want to or not, you need to have good credit, and that sometimes means having credit card and some of the debt that goes along with it. If you have recently obtained your credit report and it is not where it… Read More >>

3 Ways to Maintain Financial Happiness

3 Ways to Maintain Financial Happiness

As we saw in our 31 Days to Your Happiness series, money can buy experiences which make us happy. Keeping that money organized is essential. Check out these great ways to maintain financial happiness in your life. Read More >>

How to Create a Cash Cushion

How to Create a Cash Cushion

For many individuals, the idea of saving in any way, shape, or form is a daunting thought, at best. Most folks are looking for more and more creative ways to make more money, and saving is not on the average person’s mind. However, creating a mindset of savings is key in how to create a… Read More >>

Creating a Spending Plan That Works for You

Creating a Spending Plan That Works for You

In the past, I’ve focused on my budget and what I CANNOT do with it – I was sure doomed for failure. I’ve created a budget, but sometimes it just didn’t work for me because I ended up spending what I tried to save. Instead, I found that when you incorporate spending into the equation… Read More >>

Implement Changes

Implement Changes

Goal setting requires careful planning and understanding of what you want to achieve. However, you can spend hours brainstorming your action steps to achieve your end goal but never accomplish anything if you are not ready to implement changes into your daily life. Read More >>

Brainstorm Action Steps

Brainstorm Action Steps

Some people refer to brainstorming as creatively solving a problem before it happens or while it’s ongoing. Without brainstorming, most people come up with between two and four ways that they can reach their goals. Before you can take any action, you want to brainstorm action steps or ways to achieve your goals and mini… Read More >>

Craft Mini Goals

Craft Mini Goals

Goals are something that can be used to improve your life. By having goals, you can check to see if you’re on track for how you want your life to turn out. Goals are helpful tools that can keep you headed in the right direction when you need to make a decision that involves changing… Read More >>

How to Break Bad Habits

How to Break Bad Habits

Breaking a bad habit is just as difficult as creating a good one. It takes at least 21 days to form a new habit and may take even longer to break a bad one. When you learn how to break bad habits, you can begin creating positive changes and taking steps towards a happier lifestyle. Read More >>

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