Everyone has heard of a credit report. But many people don’t know exactly where to get it, or what to do with it when they have it. I’m not a financial expert, but these are some tips I’ve learned along the way on how to get and use your credit report. It’s also important to… Read More >>
Most of us are no stranger to debt. We go into debt to buy homes and cars, and to get things that we want. These things might make us happy when we get them, but paying for them isn’t so much fun. We end up wishing we weren’t buried underneath a mountain of debt. Debt… Read More >>
If your wallet is a little light these days, you’ll want to take steps to reduce your financial hardship and relieve your stress. I’ve been there before, and there’s nothing more stressful than feeling like you can’t make ends meet. Here are 10 stress relief tips for the financially strapped that have helped me along… Read More >>
Every family and every individual know the importance of cutting spending in today’s economy. However, many of these individuals do not realize that cutting spending in little ways can also help in this endeavor. Here are 5 smart ways to save money fast! Read More >>
In an effort to save money on my grocery bill, I’ve implemented the sage advice offered time and time again. I shop from a list. I buy what’s in season. I don’t, or (try not to) shop hungry, and clip coupons to look at what’s on sale. These are all very good rules to shop… Read More >>
Few people get through their entire lives without experiencing a financial emergency. You might be fortunate enough to never have to deal with the aftermath of a hurricane, tornado or earthquake, but when you’re living on a tight budget, something as simple as a broken water heater or car trouble can be hard enough to… Read More >>
If you’re unable to pay your regular bills, than credit card debt can’t be paid off either. So it grows. The debt snowballs and before you know it you’re wondering if you can ever get out. Let’s take a look at some proven steps for getting out of debt and staying there. Read More >>
Unfortunately, your credit score is a major part of your financial life. Whether you want to or not, you need to have good credit, and that sometimes means having credit card and some of the debt that goes along with it. If you have recently obtained your credit report and it is not where it… Read More >>
Should you file for bankruptcy or not? This is a decision many are wrestling with. The truth is, you probably have more options than you realize. Here are some bankruptcy alternatives that you should consider. Read More >>
These days, organic food is big business. More and more consumers have realized the benefits of organic foods, and supermarkets have responded by stocking more organic products. But due to the high demand and strict requirements of organic products, their prices can be rather high. For those who are eating on a budget, the price… Read More >>
